Online Credit Repair

AWA Collections Address and Phone Number

AWA Collections Mailing Address:
PO Box 6605
Orange, CA 92863
714-771-3690

AWA Collections Phone Number:
None Listed

AWA Collections Website:
www.awacoll.com

Add comment March 10th, 2010

Who is Capital Management Services, L.P.

Capital Management Services, L.P. Mailing Address:
726 Exchange Street
Suite 700
Buffalo, NY 14210

Capital Management Services, L.P. Phone Number:
1-800-457-8220

Capital Management Services, L.P. Website:www.cms-collect.com

Add comment March 8th, 2010

Can I Remove a Paid Judgement from my Credit?

We got this question from “Latasha” who is struggling with removing a judgment from her credit that she is currently paying.

I have a question if you are able to answer without a financial fee required. Here is my situation and then I’ll asked the question and thank you for the letter. I am currently paying on a judgement by that was filed last year by wage garnishment. I have a month and half left to have it paid in full and just about paid twice as much of what is on my credit report. My question is can I still get this judgment removed even if I am still paying on it, is it still possible for pay for delete or get it removed due to the amount being reported is half the amount I am paying. Lexington Law Firm has been a choice for me, but now I do not have the extra funds to get started. Can you help me?!

Hi Latasha,

First, it’s a shame that you end up paying so much more money towards the judgment than you originally owed. Sadly, this is often what happens when collection agencies get involved. They tack on additional interest and fees – some of which are not entirely legal.

Second, the issue of paying the judgment and removing it from your credit reports are two different things. The bureaus are responsible for whether they report it or not and so from one perspective it doesn’t matter to them whether it is paid, unpaid, or in payment.

The best case scenario would have been to negotiate a payment in return for deletion but you are beyond that point. So, I would suggest that you dispute the questionable judgment with the bureaus directly. They send this off to pay by the hour workers who verify – or don’t verify- the accuracy of the listing. If the judgment holder fails to verify within the time specified, it will come off your credit report.

If that fails to work, then Lexington does has some alternative methods such as creditor intervention or debt validation. They do have some services that are affordable for almost any budget. You can see what they can do and see if there is a service that fits your budget by calling them today. The call is free so you don’t have to worry about being charged Here is the number: 1-800-608-7940.