Online Credit Repair

How to Buy a Home with Bad Credit

Meet Angie Caballero

Angie was totally shocked when she applied for a home loan with her bank. She had not checked her credit reports in a while and discovered that multiple creditors and collection agencies were listed on her credit file. Her debts had been bought and sold several times and some of the creditors had changed their name several times. As a result, there were many negative items being reported to the credit bureaus.

This was quite a chaotic and confusing time for Angie. Neither the bank nor the credit bureaus would explain what all the bad credit meant for her - or what she should do next.

Angie is glad she contacted Lexington Law who took the time to explain all the details about her credit reports. Plus, unlike the banks and credit bureaus, Lexington Law did not judge her for having a poor credit report.

She explained that people often feel hopeless even though bad credit is often the result of things beyond their control. Often people end up with bad because…

• they get sick
• the lose their job
• they get divorced, or
• they simply make poor choices

For Angie, once she signed up for Lexington Law, she began seeing items deleted from her credit report. Soon after, there were many negative items that Lexington was able to delete.

She describes the empowerment that you feel once you take control of your credit report. Better credit has opened doors previously closed to her such as purchasing a new home or a nice car.

For a free consultation, call 1-888-585-3855 (toll-free)

Add comment June 19th, 2008

First Vineyard Bad Credit Card

The First Vineyard Pre-Paid Mastercard is an pre-paid debit card that is treated just like a credit card enabling you to make purchases anywhere Mastercard is accepted and enabling you to make cash withdrawals at ATMs worldwide. Plus, you can make purchases online, rent a car, or use it for travel just like a regular credit card.

The First Vineyard Card is a pre-paid card which means you deposit money into your account and purchases/withdrawals are debited against the balance.

This card earns our highest rating mainly because its fees are much lower than competitor pre-paid cards. There is no annual fee, no interest and a very minimal one-time processing fee ($39.95).

With the cash back program, you actually earn money on your purchases. Plus, it offers an incentive program where you earn money every time you refer a person and you continue to earn money every time your referral makes a purchase.

This is also a popular card among consumers because of its online account features.

There is no credit check, employment verification, chexsystems check so you are guaranteed to get an instant online approval without having to reveal your past credit history.

In sum, this card is good for someone who enjoys the flexibility associated with a Visa credit card without high fees and interest normally associated with a regular credit card and for someone who wants to take advantage of an opportunity to make extra income.

Add comment July 16th, 2007