Privacy Policy

About Me

I am an average working guy and crusader for normal, everyday working people. If you want to contact me I listed my email address on this site. I am usually pretty busy and don’t get to this site every day, but I’ll do my darndest to respond within a couple of days.
Privacy Policy

I value your privacy! If you want to send me a note or ask me a question I promise to keep that 100% confidential. Otherwise you won’t see me collecting too much information here…I am too busy posting my experiences! I do appreciate any kind words you have to send my way :)

We do not collect personal information regarding your last name, phone number, address. You will see some forms on this website which ask for that information in exchange for a free consultation for a credit correction service. However, you must understand that I am not hosting those forms. That information is collected by the service provider NOT me.

On the other hand, there are instances where I am collecting name and email address.

I will not collect your email address without your knowledge.

The only way we collect your email address is if you voluntarily provide it to us and request that we send you information regarding a certain topic. We never send any unsolicited emails. You may voluntarily provide your email address because you wish to receive information from us. We will send you information via email that is relevant only to the purpose that you requested. We will not send email containing information about topics that we consider to be irrelevant. We are can-spam compliant and you can easily opt-out at any time. Every email we send has an easily identifiable opt-out link.

I also like to see different perspectives so feel free to shoot me an email if you have something you would like to share. You can also comment on the blog posts if you have something to say.

This isn’t the fanciest website, but there are certain pretty cool software that this site uses which helps me determine where people are coming from, if they like the site, where I can make improvements, and that sort of thing. This software uses cookies which may be placed on your computer. They are totally harmless though so there is nothing to worry about…however, I am obligated to tell you they do exist :)

Also, I am struggling just like everybody else so you may notice some links on my site that go to third party websites. Some of these links are called affiliate links. What that means is that these third party sites pay me a small commission should you decide to take my advice and sign up for their services. Not all the links are affiliate links but some of them are, and I read that I must tell you that…or else the legal eagles might get their underwear in a twist!

Let’s see what else…I am not a spammer and I hate spammers. In that respect you won’t find me collecting any personal information from you without your permission. If you do provide your email address and/or other information, I promise to communicate with you according to the terms you agreed to when you signed up. Also, should you ever wish to unsubscribe yourself from any communication, I make that easy for you according to the email laws.

Oh yeah, I almost forgot. Please don’t take my advice as the fancy-professional-expensive-suit kind of advice. I am just a regular person trying to share some material of the educational type. Your finances are important and you should treat them with respect. Before you make any major decisions you may think about taking a stroll into one of those offices where the fancy pants lawyers, accountants, and other high paid folks hang out so they can give you their take on things.

You may see some pictures on this website of people, places, and things. The images are there just to give you some ideas and to show my point. My story and experiences are true and based upon real life experience. Most of the images are of my real credit reports, letters that I received in the mail, my credit score charts from my online accounts with the credit bureaus and agencies, etc. However, just to protect my identity I have not listed my last name or my real picture on the site. Perhaps someday I will. But for now I am using what is called royalty free photos or ’stock images.’ I hope you understand.

FTC Disclaimer

Finally, my story is 100% true. I can document and verify every word on this website. The deletion letters are real and the same exact letters I got in my mailbox. The credit score images are ones that I copied from my own credit monitoring accounts with the bureaus. I am a real client of The Lexington Law Firm. I had great results with Lexington Law and I hope you do as well. Since I am an affiliate of Lexington Law I must also let you know that my results are not the same as other clients. Everybody’s case is unique. I cannot promise you will have as good as a time as I did. Heck, I hope your experience is even better! However, in the interests of the Federal folks, I also should tell you what the average guy or gal has experienced with Lexington Law. Specifically, the average Concord Level clients saw an average of 8.6 removals by month 3 and 28.6 removals by month 12 from their combined credit reports. You MUST take a look at the www.lexingtonlaw.com website to get the full scoop. These were the results of the average person at the time I wrote this blog and since I am not actually providing the service, you’ll need to check with the Lexington folks to see if it’s changed at all.

Ok - that’s enough of the legal talk, let me write about the fun stuff!

Best of Luck!

More Legal Stuff

The information contained on this web site is intended for educational purposes only. All of the information contained on this web site was gathered from various sources including statutes, codes, news articles, internet resources, as well as from individual consumers. That information is intended for consumer education only. We attempt to provide only accurate, up-to-date information. However, statutes change periodically. The credit repair, financial, etc. industry is also constantly changing. Therefore, you should consult with a professional before undertaking credit repair and or any other financial action.

The information here is not a replacement for professional advice. The owners of this web site are not credit repair lawyers. You should seek advice from qualified, professional individuals before undertaking any action that could have an impact on your credit or financial status.

This web site does not encourage or condone any fraudulent, or dishonest behavior. You should dispute only those items on your credit report that you believe are inaccurate, out-dated or items you believe should not appear on your credit profile for some valid reason. We do not support irresponsible financial behavior. There is no replacement for sound financial decisions. Paying your bills on-time, every time is the best way to build good credit.

This web site contains links to web sites of companies that may provide some type of financial and/or credit repair service. Any relationship that you may form with any of those companies is exclusively between you, the consumer, and that company. We do not warrant the products and/or services provided by any of those companies that are linked to this site. This site only contains links to those companies for your convenience. We do not offer any credit repair, or financial service whatsoever.

We do not collect payment or payment information from any visitor to this site. We do not collect personal information regarding your last name, phone number, address unless you provide it and give us explicit permission to use it as directed. We will not collect your email address or any other personally identifying information without your knowledge. The only way we collect your email address is if you voluntarily provide it to us and request that we send you information regarding a certain topic.

We never send any unsolicited emails. You may voluntarily provide your email address because you wish to receive information from us. We will send you information via email that is relevant only to the purpose that you requested. We will not send email containing information about topics that we consider to be irrelevant.

If you do opt to receive email from us, you may unsubscribe at any time. Every email contains a easily identifiable link so that you may unsubscribe from our mailing list.

We do not rent, sell, or distribute your email address to any third party whatsoever.

We do not use spam.

You may contact us by email at:
support@youcancreditrepair.com

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